In France, the cost of childbirth or a caesarean section can quickly add up. Depending on the type of establishment chosen by the future parents, all costs are covered by health insurance. But what is the real cost of a vaginal or caesarean delivery?
Childbirth or caesarean section represents a certain budget, for each birth. Costs which are fortunately covered by Social Security and the Mutual. Indeed, when arriving at the maternity ward, most future mothers affiliated with the Primary Health Insurance Fund and who declared their pregnancy on time, do not need to advance costs or go through the box ” payment” at the end of their hospitalization. Generally, the childbirth costs are 100% covered and paid for by health insurance, if you give birth in a hospital or a contracted clinic. In France, How much does a childbirth and a caesarean section cost for Social Security? As part of the launch of the “Have it for my taxes” platform, the government has detailed the public expenditure items on our territory and in particular in the field of health and maternity. Here are the actual costs for the birth of a child:
How much does a childbirth cost for Social Security?
According to the figures released by the executive, childbirth without caesarean section costs, depending on the complications, between 2,800 and 5 600 euros to Social Security. The prices charged in maternity wards vary in principle from one establishment to another. For example, at the Etoile Catholic maternity hospital in Aix-en-Provence, hospitalization costs 821.03 euros per day to Social Security (rate in force on 1 January 2022).
What is the cost of a caesarean for Social Security?
The cost of childbirth is higher when it is done by caesarean section. On average, the bill for a caesarean varies between 3 900 euros and 10 000 euros.
Who pays for childbirth?
Childbirth costs can be paid by health insurance, the patient and the mutual. If you choose a maternity ward or a contracted clinic, the childbirth costs (including delivery fees, epidurals and living expenses) are paid in full by the Health Insurance, directly to the healthcare facility.
If you decide to give birth in an unconventioned clinic, be aware that only certain childbirth costs are reimbursed by health insurance on the basis of a fee schedule. But excess fees and costs for personal comfort (private room, for example) remain the responsibility of the patient. There mutual can also bear part of the additional costs. The details of the expenses covered can generally be consulted on your mutual insurance contract. Do not hesitate to find out about the different modalities during your pregnancy.