To retire or continue working for a few more years, for many, has become the big crack issue in recent years. The proportion of jobonaries, that is, those who continue to work, are increasing. It contributes to a stronger personal finances and higher pension as you continue to earn pension rights as long as you work.
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It is most important for a good pension
At the same time, many people worry about the size of the future pension. Many people feel a fear that the economy will not go together when you go from professional to pension and change the salary to the pension. Therefore, it is not uncommon for you to choose to save money for the pension in a private pension savings.
But the most important things you have to know are that the most important thing for you to receive a good pension payment is not your own savings.
– Something that is very important is that you work for an employer who pays occupational pension. It is becoming increasingly important. Up to one -third of the total pension may come from the particular occupational pension, says Jörgen BrännmarkInformer at the Pension Authority to Swedish Radio.
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Save to the pension? It is a misunderstanding
For many, there is a big difference between salary and pension once you have retired. But then is the right answer to save money to make sure you receive as good a pension as possible? It is at least one of the most common tips, but according to Brännmark, the notion is that you have to save the most common misconception to receive a good pension.
– Many times it is enough to work all life and avoid part -time work. Work for an employer who has an occupational pension and may also postpone their future retirement something to receive a good pension, he concludes by saying to The radio channel.
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