Don’t panic if you don’t have your bank card with you: solutions exist to withdraw money without going to an agency.
It has become a must-have in French wallets. The bank card is the preferred means of payment in France: 65% of payments are made this way, or more than 40 million daily payments: this corresponds to approximately one use per day of the bank card by 18-75 year olds. . However, cash has not completely disappeared. Some even use it to manage their budget down to the penny. You still need to have tickets with you.
At a time when many things – even payments – are done using the telephone, it can happen that you go out without your wallet and, therefore, without your bank card. However, if you need to withdraw money, it’s the berezina. Or rather, it was. Indeed, banks have developed new innovative solutions.
From now on, for customers of several banking establishments, there is no need to have their bank card in their pocket to withdraw money from an ATM. No need to go inside the agency to request a special withdrawal card after having completed various formalities. Simpler devices now exist.
CIC or Crédit Mutuel customers can therefore withdraw tickets from their application. To do this, you must go to your customer area, click on “Operations”, then “Cards” and activate the “E-Withdrawal” service. There, a virtual number must be created, as well as a confidential code. The desired amount must then be indicated, then everything is validated by a code received by SMS. Once the operation is approved, simply go to a distributor, choose “E-withdrawal” and enter the requested items. The tickets will then be issued automatically.
Banque Populaire also offers this service, on its application or website. In this establishment, it is called “SMART’Withdrawal” and you must click on “Create a new withdrawal token”. Then the procedure is the same as before. The Caisse d’Epargne also offers this option. However, when using it for the first time, it must be activated from a bank ATM.
For their part, BNP, Crédit Agricole or even Société Générale have not (yet?) implemented this system. Note that in banks where it is active, this service is completely free for users. And very practical for heads in the air.