A person aged under 55 whose spouse dies may receive the widowhood allowance. Who has the right to benefit from it? How to apply? How long can you touch it?
When a person under the age of 55 finds himself widowed following the death of his spouse, it is possible to apply for a widow’s allowance. Its amount is 710.04 euros per month maximum in 2023. What are the terms to benefit from it? When to apply ? How long can a widow’s allowance be received?
Definition: what is a widowhood allowance?
The widowhood allowance (or widowhood allowance) is an amount paid following the death of your spouse. It’s a temporary allowance allocated under conditions. It aims toensure a minimum of resources for the surviving spousethe time that he resumes a professional activity.
What are the conditions for receiving the widowhood allowance?
- Your deceased spouse must have been affiliated to the old age insurance for at least 3 months, continuously or not, before his death
- You have to be under 55 (beyond that, you can apply for a survivor’s pension)
- Being married or in a PACS at the time of death
- You have to reside in Francein the overseas departments (or French Polynesia), in another country of the European Union or having signed the EEA agreement (such as Switzerland for example)
- You must not not live together (PACSremarriage, cohabitation, etc.)
- Your resources, over the last 3 months before your request, must not exceed 2,662.67 €, i.e. 887.56 € per month.
It is calculated according to your resources. Those taken into account for the calculation of the amount are:
- The professional income
- The disability benefits (disabled adult allowance) and old age benefits (solidarity allowance for the elderly)
- The real estate income
- The war widow’s pension
- The death benefits
If the addition (widowhood allowance + resources) is greater than the authorized maximum, the amount of the widowhood allowance is reduced so as not to exceed this sum.
What is the amount of the widowhood allowance in 2023?
He wakes up at €710.04 per month in 2023, but can be reduced depending on your resources. The applicant’s quarterly resources must be less than 3.75 times the amount of the allowance, ie 2,662.67 euros for 3 months (887.56 euros per month).
When to apply for widowhood allowance?
You can make it the request within 2 years following the 1st day of the month of death of your spouse.
It depends on the diet you are on:
► If you belong to the general Social Security system, the file is to be requested from the cnav.
► If you depend on the Mutualité Sociale Agricole, you must apply for widowhood allowance from the MSA.
► In all cases, you must send your request to the Fund of the last place of work of your deceased spouse.
► If you apply within 12 months of the death, you can collect the allowance from the 1st day of the month in which the death occurred.
► If you apply for more than 12 months, you are entitled to the allowance from the 1st day of the month of your request.
The allowance is paid monthly.
How long is the widowhood allowance granted?
You receive the widowhood allowance as long as you meet the conditions (age, celibacy, etc.) and at most during 2 years or until you turn 55 if you were 50 on the date of your spouse’s death.
Sources:
– Widowhood allowance, Government, 1 January 2023
– Aides-sociales.fr