Thanks to the precaution taken by their father, Anne, her brothers and sister did not have to pay the funeral costs of their parent, and avoided aggravating their sentence with financial concerns.
When a parent dies, the question of funeral costs can quickly become a source of stress for children. In France, these costs are often the responsibility of the heirs if the deceased has not taken precautions during his lifetime. This obligation stems from family duty, inscribed in the Civil Code, which requires children to support their parents, even after their death and even if they give up their inheritance. “Participation is proportional to the resources and the value of what everyone collects in the succession”recalls the public service site. However, there are solutions to avoid this financial weight.
It is a reality that Anne, his brothers and sister discovered when organizing their father’s funeral, Jean. “”I thought that I was going to have to pay part of my father’s funeral fees, and since his death took place at the end of the year, it was really bad for me “, Anne told us. Fortunately, she was finally spared from a solution put in place by her father long before her death. The latter has subscribed to funeral insurance around 70 years to cover the costs related to his funeral.
Result : “On his death, we discovered that the capital of his insurance was just over 6000 euros, which made it possible to pay all of his funeral costs”namely the costs of burial and ceremony which accompany him, the opinion of funeral in the newspaper, the purchase and the installation of a religious emblem on the tomb, etc. “By thinking about it, my father’s reflex allowed me to save a large sum of money, it really relieved me”admits Anne.
Moreover, insurers often agree that a funeral contract not only makes it possible to prepare his departure, but also and above all to protect his relatives from the costs linked to a burial or a cremation. “I did not think of this type of insurance before, but since the death of my father, I have been seriously thinking of subscribing to one to protect my two daughters and avoid them to worry about money, especially in these moments “, concludes Anne.