Various organizations offer this offer to their customers, which allows them to finance major expenses.
Once they reach a certain age, or after retiring, many people begin to consider new life projects, such as changing homes for example. There are many reasons for moving: to find a better living environment, to be closer to your children and grandchildren, or to obtain housing better suited to their needs. Regardless of the reason, moving always involves expenses. A cost that can quickly weigh heavily on the budget of some seniors. Fortunately, there is specific financial assistance, which is not always known, which can help elderly people move.
In this niche, in France, you are undoubtedly familiar with the moving bonus paid by the Caf or the MSA, but this primarily concerns families with children. For seniors, this is a completely different type of help. In fact, this is moving assistance granted by pension funds. Indeed, certain retirement organizations can cover part or all of the costs related to a move. In general, three criteria are taken into account: the age of the affiliate, the profession they previously exercised and their level of resources.
Among the structures offering this offer, we find in particular the Carsat (retirement and occupational health insurance fund), one of the basic schemes, which helps its policyholders by granting them “financial assistance” of up to to 780 euros in the event of expenses linked to an exceptional situation, such as a move.
There is also the Agirc-Arrco supplementary pension fund, which offers more generous assistance, capped at 3,500 euros and covering up to 65% of total costs. The Ircantec pension also offers some financial support if you plan to pack your bags, and the amount of this assistance again varies depending on the situation of the insured person. If you are concerned by the subject, do not hesitate to contact your pension organization to check your eligibility. In addition, some pension funds can offer assistance for adapting your home, for example to install a walk-in shower, grab bars, or others.