All municipalities are obliged to have budget and debt advisers.
At Luleå’s consumer guidance there is the possibility of free help with advice on personal finances and more and more people are looking for help.
– Right now the waiting time is about four weeks, says Stina Israelsson, who is one of Luleå’s two budget and debt advisors.
Unexpected advice to those in debt
Having two loans can be easier to manage compared to having 15 different small loans.
Stina Israelsson gives the unexpected advice to stop paying off her debts – in the clip she explains why.