Too few French people have installed this object in their homes – yet it saves money

Only one in four French people have this essential equipment.

The French have been trying to achieve this for a long time by making savings in all directions. Many daily expenses are cut but, sometimes, all the items that cost money are not studied precisely by households. One of them, which costs a few hundred euros each year, is often even neglected. However, here too, it is possible to pay less.

Even if “it’s not a subject of concern for people”, a bill will increase by at least 10% within a few weeks. It is therefore interesting to look into this now. A lever exists to stem the increase and, in the long term, achieve savings. It all depends simply on installing an object in your home that only 26% of French people currently have.

From 1^er January, home insurance prices will skyrocket. A direct consequence of the almost doubling of a tax – decided by the former government – and paid by each insured person. If other factors also have to be taken into account (particularly repair costs), the bill for households looks set to be steeper. “The latest forecasts are of the order of 10 to 12% increase,” warns Cédric Ménager, general manager of Les Furets.

The boss of the insurance comparator, however, confides that he has several tips to lower the amount of this bill, although he deplores that policyholders “[aient] often the impression that we cannot influence the price of insurance, when that is not the case.” This specialist explains in particular that installing an alarm at home lowers the amount of insurance.

“Most insurers grant a significant reduction on the cost of a multi-risk home contract where the home has a connected alarm system. Savings can reach 10 to 15% of the premium amount,” he estimates. -he. Which can represent between 20 and a hundred euros depending on the accommodation.

However, the cost of an alarm, especially connected and sometimes with a subscription, should not be neglected. For this, the savings made are not immediate but must be calculated over several years. It takes around five years to pay off the purchase of an alarm thanks to the lower cost of insurance.