This is how your pension will be in 2025

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This is how your pension will be in 2025

Now it is clear. In 2025, the pension for the vast majority of pensioners will increase by anything from a few hundred Swedish kroner up to a full 1,530 kroner after tax.

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The pension in 2025 will be increased

On 19 December, the Swedish Pensions Agency presented its calculations for the coming year. For the vast majority, the change means that the increase is higher than this year’s inflation.

“Immediately after the turn of the year, pensioners can log in to pensionsmyndigheten.se to see their personal amount for public pension,” the authority writes in a press release.

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Photo: Henrik Montgomery/TT

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This is how much the pension increases with 2025

Most pensioners, more specifically around 80 percent of all pensioners born in 1958 or earlier and who live in Sweden, receive an increase after the turn of the year in the total pension. Provided that you draw a full pension. According to the authority, it is the general pension and occupational pension that will increase by between SEK 330 and 1,530.

– The income pension for 2025 will increase more than inflation. Next year, the premium pension will also contribute a historically large plus to the total pension for the vast majority. Most pensioners therefore receive a total pension increase that, on average, exceeds the development of prices, he said Alma Masicanalyst at the Swedish Pensions Agency, i the press release on December 19.

However, how big the individual increase will be will differ from person to person. The reason for that is, according to the Pensions Authority, that different parts are affected by different factors.

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Photo: Pontus Lundahl/TT

This is how the pension will be in 2025

  • The income and supplementary pension is increased by 4.0 percent, on average SEK 316–796 before tax. The increase of 4.0 percent corresponds to income growth of 5.6 percent minus the advance interest rate of 1.6 percent.
  • Persons born in 1938 or later are also covered by the premium pension. The premium pension changes by 11.7–28.1 percent, which corresponds to SEK 25–557 per month before tax.
  • The guarantee pension and certain occupational pensions are increased with the change in the price base amount, which is 2.6 percent. The guaranteed pension changes by -92–73 kroner per month before tax.
  • The average total pension, i.e. general pension and occupational pension, increases by SEK 330–1,530 per month after tax. This corresponds to an increase of SEK 460–1,590 per month before tax.

    • Source: The Pensions Authority

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    Therefore, the pension will change in 2025

    The Pensions Authority reports the following:

  • The income and supplementary pension is developed based on income trends in Sweden. In 2025, it will rise by SEK 316 to SEK 796 before tax for most people.
  • The guarantee pension follows the price trend and changes by SEK -92 to SEK 73 before tax for eight out of ten pensioners.
  • The change in the premium pension is determined by how the funds developed during the year. The majority have developed positively.
  • Defined benefit occupational pensions usually follow price trends, while defined contribution occupational pensions vary depending on how the assets have developed.

    • They also take the opportunity to direct a call to the pensioners.

    – One sixth of all calls to the Swedish Pensions Agency come in January. This year, pensioners want to know the size of the first payment in January. To avoid queuing, you can call our self-service from 27 December. Then pensioners with a bank ID will find out when the payment of the general pension takes place and how much it will be, said Agneta Claessonpension specialist at the Swedish Pensions Authority.

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