In an interview with Swedish Radio, the pension expert, Mats Wester, emphasizes when you risk losing millions in pension money.
When 2025 began, it was also clear that several changes would benefit against the country’s elderly, that is, the pensioners. Nowadays, for example, it is possible to pause and stop the withdrawal of the occupational pension, which has not previously been possible.
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270,000 Swedes received a letter from the Pension Authority
On March 27, it was also time for the 270,000 people who have not yet made an active choice linked to global index funds, which will no longer be included in the PPM system.
– There are about 270,000 people who have received letters home about this. It says that the fund you have not included in this procurement and then you are offered an equivalent fund in the same category, said the Pension Authority’s pension expert, Monica Zettervall when.
Read more: 270,000 are facing a major choice – determines the future pension
The miss in the pension you want to avoid
Now comes the next call then the Pension Expert Mats Westerin an interview with Sweden’s Radio, explain what the situation looks like about privately employed parents and the risks that exist for the survivors.
The radio channel now reports that hundreds of thousands of private -employed parents have unfortunately failed to make an active choice in their occupational pension. Therefore, they now lack a repayment protection, which in the placement means that their children can lose millions if the parent would die prematurely.
– All the private employees, both workers and officials, who have made no choice have no repayment protection. This means that if they die, the pension money goes to others in the same contract area and the children or family get nothing, says pension expert Mats Wester.
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So many millions can be lost in retirement
Among the private -employed officials, six out of ten have made no choice for their occupational pension, among private workers there are seven out of ten. It also contributes to the fact that many of them lack the repayment protection in their occupational pensions.
– I think a lot of toddler parents don’t know about it and don’t think it would be great if they knew about it. It can be about three, four, five million so it is not just small money.
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Then you waive pension money
Those who do not have children or family should choose it, which you do not want to do when you are privately employed, says Wester and adds::
– In other contract areas it includes by default and then you have to opt out of it otherwise you refrain from pension to get a protection you have no use, he tells Sweden’s radio.
It is therefore important to keep track of which contract area you belong to yourself and then decide whether or not to relinquish a repayment protection.
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