To carry out the purchase of real estate in the old one must act in steps. The explanations of René Pallincourt, president of the National Federation of Real Estate (FNAIM).
The current context of the real estate market is rather favorable to buyers, according to René Pallincourt, president of the National Real Estate Federation (FNAIM): “In recent years, the prices outbreak has encouraged a possible buyer to rush so as not to be overtaken by a competitor, and therefore, to neglect its research. Today, the market is tightened and the future buyer has more time to assess a good “.
The right time to buy, of course, but not in any conditions; Because buying real estate in the old claim a certain method.
Establish its specifications
“Before going in search of a house or an apartment, first define, precisely, what you want for your apartment,” advises René Pallincourt. How many parts do you need? On which floor will you accept to live in? Do you want a balcony? So many questions you can ask yourself before you start your prospecting.
Likewise, set yourself a price ceiling that you are not ready to exceed. It will be a very useful landmark at the time of visits. It is indeed trying to underestimate this financial constraint when one has been seduced by the quality of a property. “To help you determine your budget, do not hesitate to consult your banker a few months before the start of your research,” suggests René Pallincourt. It will establish with you a forecast financing plan which will allow you to frame your search. He will also be able to advise you on the different types of financing possible: zero rate loan, in fine credit, relay credit, etc. In short to arbitrate on the best formula of Credit for the purchase of your homefrom your apartment …
Secure the quality of the property
Even if you like real estate, before you get started, remember to visit it on several occasions but especially in different days of the week and at different hours of the day. Thus, you can check its light exposure in several contexts, detect any noise pollution and also assess the journey times between your home and your main places of destination.
“For this property visit, you can also be assisted by a building technician, or even an architect,” said René Pallincourt. It will help you detect possible defects and establish a statement of the state of the property (electricity, plumbing, heating …) or even a renovation quote. In the same way, it should be verified that the various compulsory diagnoses (asbestos, termites, lead, gas, energy performance) have been established and that their conclusions were respected. Also remember to check the area announced by the seller. If you are skeptical, do not hesitate to involve a surveyor which will evaluate it precisely.
Finally, are interested in the environment of the coveted house or apartment, in other words, in the surrounding district. To do this, you can contact the town hall, to consult the land use plan, or even with the departmental equipment department (DDE) on which the property depends. Thus, you make sure that no motorway or rail project likely to disturb the tranquility of the neighborhood is planned.
Treat the drafting of the before contract
“The signature of the before contract is an important moment because it sets the conditions between the parties,” explains René Pallincourt. This document is most often called sales compromise, or even promise to sell or purchase offer. It allows, for example, to reserve the accommodation without having all of the funds or, conversely, to provide that you will only lose your deposit if you disengage yourself, … You can also integrate a clause allowing you to desire without compensation. In short, you bring new security elements to your real estate project.