(Finance) – Al Ministry of Education we return to talk about adhesion to the “Espero” complementary pension fund. Tomorrow, Wednesday 21 May at 11 ami representative unions have been convened by the central administration For an information on the ministerial circular, in the process of publication, relating to the methods of adhesion precisely to the so-called essential fund, following the formula of silence-consent approved a year and a half ago with the consent of the same trade union organizations, Excluding Anief.
On November 16, 2023, in fact, the Aran and the unions of the fund (all representative of the sector except anies) have signed an agreement that introduces automatic registration to the fund of the teaching staff, ATA and educational entered in the role starting from the month of September 2019. This adhesion through silence-assent is called “tacit adhesion”. Within the following nine months, the worker will receive a communication of registration to the Fund to whom will have to answer within a month. Without any response, it will be registered with the Espero Fund from the date of receipt of the communication. It would seem that this communication also received fixed -term workers and workers hired as a result of September 2019.
According to theAnief, However, the mechanism of silence-assent cannot be considered acceptable, where there is discussion of how to make the workers employ the resources for complementary pension: “Providing an information in writing to the new hired at the time of the signing of the individual employment contract for an indefinite period-he explains Marcello Pacifico, National President Anief – does not guarantee full awareness of workers to adhere to the fund. Otherwise questionable is that in strength of the system of silence-assent, The workers’ data are automatically transferred to the Fund and that the right of withdrawal without costs can only be exercised within thirty days. We know with How much bureaucracy have to do the workers of the school world every dayit is simply more likely that the information on the fund is taken as an obligation to comply with “.
Anief recalls that It is always possible to implement forecasts on your contribution statusalso through the simulator pension scenarios made available by INPS, so as to realize that the annuity that guarantees the supplementary pension model produces a modest return. For this reason, the union considers the forcing on Espero unacceptable and invites all school staff to carefully evaluate the adhesion by expressing within the deadline provided for express assent or refusal to adherence, to avoid an unwanted automatic activation of the fund. In order to receive the information necessary for a conscious choice, Anief makes his territorial offices available to school workers.
The agreement reached with the other unions
The union also recalls that adhesion to the Espero Fund, as well as expected of the one and a half year agreement ago that Anief rejects, provides that the worker verses monthly a share equal to at least 1% of his salary and the entire TFR (for the hires in the role after the year 2000 and for fixed -term staff); For its part, the employer – the state – pays an additional fee equal to 1% of its salary. The fees paid are invested by the Fund, in order to set up a complementary social security treatment that will add, at the time of retirement, to the mandatory one of the school staff.
The agreement is immediately operational for permanent staff, But in the text there is a joint declaration for the extension of the mechanism of adhesion to the fund through silence-assent also to the fixed-term staff (note a probable removal in the text that indicates in September 1, 2023 the deadline within which to evaluate the possibility of extension, but since this term has already passed it is believed that the actual term may be on September 1, 2024).
With the introduction of the registration to the Fund through the silence-assent, the Administration will only have to provide at the time of hiring an information to the worker on the methods of membership, With express reference to registration through silence-assent, and on complementary pension (also with a simple postponement to the essential fund website). The worker from that moment will have nwhere months to communicate to essential whether or not it intends to joinbut if it does not communicate anything then the automatic adhesion for silence-assent will start, without prejudice to the possibility of exercising the right of withdrawal within 30 days following the communication of adhesion that it will receive from Espero: Anief provides to anyone who requests the form to withdraw from Espero, to whom he has been registered in automatic mode.