Burglary, water damage … which knows what can happen at your home during your vacation. Here are our recommendations to limit risks as much as possible.
When you go on vacation some rules of prudence must be taken: cut the gas, the water supply, disconnect electrical devices. Thus, you will not run the risk of overheating in the event of a thunderstorm, for example. These small usage precautions do not exempt you from rereading your insurance contract in order to note those that your insurance contract requires you. Often, a reimbursement of damage is conditioned on compliance with these rules. Depending on the value of the insured goods, your contract may specify a simple closure of the key doors and windows until the start of an alarm or the installation of a remote sensing system. All these details are enrolled in a guide that your insurance agent had to give you during the subscription.
Communicate your departure to trusted people
Just before leaving, do not hesitate to notify a neighbor, a friend of your departure, by communicating the contact details of your vacation place. Choose someone you trust and ask them to take a look on your home regularly. So, in the event of a problem in the house, he can contact you without delay. This will also allow you to put an end to damage quickly and start reimbursement procedures without delay.
However, you will have to return to your home to see any damage and carry out an inventory of what has been damaged or if necessary stolen to be able to file a complaint. In addition, if it is your home which is at the origin of an incident with one of your neighbors, your presence is essential insofar as your responsibility will be engaged.
Tips to avoid problems
Hence the interest in having a trustworthy person who can take a look at your accommodation during your vacation, but also raise the mail. This question is important: an overflowing mailbox gives an indication to possible prowlers of your absence. The latter then becomes an ideal target for burglary.
Know that you can also contact the police. During your vacation, this undertakes to make regular surveillance rounds. Many municipalities have established agreements so that this mission is also provided by the municipal police. To find out the operating methods, find out with your town hall or the police station closest to your home. And to keep the curious away, avoid recording a message on your answering machine clearly suggesting that you left far from your home for several weeks!
Ultimate precaution if you have values of values: put them safe at the bank by renting a safe.