Pension reform: what we already know about the 2023 project

Pension reform what we already know about the 2023 project

PENSION REFORM. The pension reform project will be presented on January 10, 2023. In addition to raising the legal retirement age to 65, the government has already put forward several serious avenues.

[Mis à jour le 20 décembre 2022 à 11h20] For the past few weeks, the content of the 2023 pension reform has become clearer. Dear to Emmanuel Macron, the decline in the legal age of progressive departure from 62 to 65 should take place. The postponement of 4 months per year from the summer of 2023 should make it possible to raise the legal age to 65 at the start of 2031. This reform should go through an amending Social Security finance bill (PLFSSR) . Prime Minister Elisabeth Borne will bring together professional and trade union organizations the week of January 2, before an official presentation of the reform on January 10. The entry into force of the reform could take place as early as the summer of 2023. The executive has put forward several main avenues before the end of the year holidays, here they are:

  • Creation of a minimum pension at 85% of minimum wage
  • New device on long careers (early departure)
  • New device on the arduousness (extension of C2P)
  • Towards a removal of the taking into account of summer jobs
  • Towards an abolition of certain special diets (RATPIEG)
  • Creating a “​​index of seniors“in the interests of professional equality
  • The age ofcancellation of the next to stay at 67 years old
  • Towards the establishment of a salary insurance (for employees over 55 who wish to continue working, and who find a less well-paid job than the previous one)

The government wants to raise the legal retirement age to 65 by 2031. To do this, it plans to increase the minimum working time by 4 months per year. In other words, the first generation concerned will be the 1961 generation, and more particularly seniors born between July 1 and December 1. From the 1970 generation, the legal retirement age will automatically be set at 65 if this reform comes into force. Are you concerned? Here is the new legal starting age, based on your year of birth:

  • Generation 1961 : 62 years and 4 months, in 2023
  • Generation 1962 : 62 years and 8 months, in 2024
  • Generation 1963 : 63 years old, in 2025
  • Generation 1964 : 63 years and 4 months, in 2026
  • Generation 1965 : 63 years and 8 months, in 2027
  • Generation 1966 : 64 years old, in 2028
  • Generation 1967 : 64 years and 4 months, in 2029
  • Generation 1968 : 64 years and 8 months, in 2030
  • Generation 1969 : 65 years old, in 2030

The pension reform should not structurally modify the current system. A mechanism for long careers will be retained, assured Emmanuel Macron on October 26 on the set of France 2. “We have to negotiate it. We must keep a mechanism where, of course, they will be asked to work a little longer, but define the right threshold”, he defended.

During an interview with Le Parisien, Prime Minister Elisabeth Borne mentioned this problem of long careers. For those who started working early, the system could, in the future, allow them to leave two or four years before the legal retirement age. “The principle will be maintained and even relaxed for those who really started working very early,” she added.

Hardship at work is one of the government’s priorities in this 2023 pension reform. In this logic, it wishes to broaden the scope of action of the C2P (prevention professional account). This system makes it possible to accumulate points so as to retire earlier, according to six hardship criteria: night work, work in successive alternating shifts, repetitive work, activities in a hyperbaric environment (under water, nuclear reactor containment), extreme temperatures or even noise.

The objective is therefore to broaden these risks using three additional items: the carrying heavy loadsthem mechanical vibrations and the painful postures.

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