From March 1, a number of new provisions that affect borrowers will take effect, in order to reduce the Swedes’ over -indebtedness.
One of the changes concerns advertising for loans and credits. After March 1, these advertisements must contain information more extensively than the previous texts that have come up with loans marketing.
Only mortgages and interest -free invoice credits are exempt from this.
Don’t miss: New rules for credit – introduced 1 March 2025
New Warning on loan and credits
Now those who make the advertising must be clear that a unpaid loan can lead to payment notes which in turn can make it more difficult to rent a home, subscribe or have new loans granted. There will also be telephone numbers for guidelines for indebted people.
– Hopefully this affects people who act impulsively to act less impulsively, have Davor Vuletaprivate economic spokesperson at Kronofogden, said in a previous interview with News24.
Read more: New rules for borrowers March 1
It changes for borrowers March 1
However, this is just one of many changes from 1 March. In an interview with News24 illuminates Christina Celsingcommunicator at the Consumer Agency, that persons who have already taken out a loan before March 1 are not affected by any of the new regulations.
– The changes are not made retroactively, previously signed credit agreements are not affected.
However, if you plan to take out loans after March 1, it will look different than before.
– A direct impact for consumers is that companies cannot charge as high interest rates as before. The so -called interest rate ceiling is lowered from 40 to 20 percentage points in addition to the current reference rate.
Don’t miss:
Kronofogden warns: “Be careful”
Latest news – take part in what is happening right now
Kronofogden: The record amount increases by millions every day