SEB states that the bank has seen a significant increase in the number of applications for amortization-free loans, and that more have been granted an amortization break.
Länsförsäkringar has given more customers a break in amortization, the bank states. Danske Bank has also granted a repayment break to some customers due to sharply increased expenses.
— We have made some such exceptions where it has felt relevant. Usually there are several factors then, says Anneli Adler, head of private markets at Danske Bank to Ekot.
During the autumn, the Financial Supervisory Authority highlighted the possibility of asking for an amortization break if you find yourself in a pressured financial situation due to increased expenses.
In the past, banks have mainly given breaks due to situations such as divorce, illness or unemployment.