(Finance) – INPS has published the circular containing operational instructions for the ordinary advance of TFR/TFS that they can request pensioners registered with the “Credit and Social Unitary Management”.
From 1 February 2023in fact, the Institute grants the advance of part or all of the TFR/TFS accrued, but not yet due, with a interest equal to 1% fixed and a withholding tax for administration costs equal to 0.50%.
There request advance payment of TFR/TFS can be submitted on the INPS website or through a delegated person or at the CAF and patronage institutes.
If the above request is accepted, INPS itself will prepare a draft transfer proposal, making it available in the personal My Inps area of the member, who will have 30 days to sign it and send it back to the Institute. Upon receipt of the TFS/TFR transfer proposal, the Institute verifies and transmits acceptance of the proposal or non-acceptance to the applicant.
The member can always withdraw from the request of advance of the TFS/TFR, without any charge at their own expense, until the Institute accepts the relevant transfer proposal.