PREMIUM INFLATION. 12 million retirees will benefit from the inflation bonus of 100 euros in the coming days. Are you eligible? Linternaute.com answers all your questions.
[Mis à jour le 15 février 2022 à 12h16] The inflation allowance is an exceptional and individual aid of €100 paid by the State which will be paid to 38 million people residing in France in order to preserve their purchasing power in the face of the inflation observed at the end of 2021. Indeed , the dynamism of the economic recovery is generating temporary but real inflation (2.9% in January over one year), the effects of which on the purchasing power of the French could prove difficult to manage.
During the month of February, and more particularly in the coming days, the inflation bonus will be paid to beneficiaries of a retirement pension (including those beneficiaries of the minimum old age or a reversionary pension) residing in France and whose retirement pension is less €2,000 net per month. To claim it, it is also necessary to benefit from the status of French resident. The assessment of resources will be based on the amount of basic and supplementary retirement pensions (eg AGIRC-ARRCO). Retirees exercising an activity in accumulation employment retirement, them, will perceive the allowance within the framework of their activity. In total, these are no less than 12 millions retirees who should receive the inflation bonus “at the end of February” according to Health Insurance.
If you are retired and meet the two mandatory conditions, the inflation bonus of 100 euros will be paid to you during February 2022. No specific date has yet been announced. Please note that you will not receive your inflation bonus at the same time as your pension payment. According to the health insurance, the indemnity will be paid to you at the end of February. To qualify, two conditions are essential.
- To be a French resident
- Have a net retirement pension of less than 2,000 euros per month
If you receive a pension from general schemeL’Retirement insurance will pay you the inflation bonus in the amount of 100 euros. Remember that the service of pensions of the State will pay this premium only if the Retirement insurance or the MSA does not pay it.
Regarding the beneficiaries of a asbestos early retirement (early retirement allowance for asbestos workers, ACAATA) if the level of pension paid is less than €2,000 net per month, this time the inflation bonus will be paid by the employer. Beneficiaries of early termination of activity (end-of-activity leave), subject to compliance with the income conditions and beneficiaries of the solidarity allowance for the elderly (ASPA) are also involved. Important, the inflation bonus will not be paid to you with your pension! The payment is totally independent and no action is to be taken. The transfer is made automatically by the pension fund concerned. In addition, the sum paid is not taxable and cannot be taken into account in the calculation of your resources for the allocation of social assistance such asASPA. Finally, the State Pensions Service may be called upon to pay the inflation bonus, only if the Pension Insurance or the MSA don’t pay it.
Retirees working in cumulative employment retirement or under the phased retirement will also receive the compensation within the framework of their activity, paid by their employer or for the self-employed, the organization in charge of the payment.
The Family Allowance Fund will be responsible for paying the premium of 100 euros in several cases. Linternaute.com summarizes them for you:
- Students who perceive the PLA
- The beneficiaries of theAAH
- The recipients of RSA
- Employees on full-time parental leave
- Beneficiaries of the shared child education benefit (PreParE)
As a reminder, there is no procedure to take if you are concerned with your family allowance fund, since the payment will be made automatically from 20 January.
The jobseekers received the inflation bonus in the amount of 100 euros on tuesday january 25 through Employment center. However, not all job seekers have access to it, find out the eligibility conditions:
- Be registered with Pôle Emploi on October 31, 2021
- Not having exercised a professional activity in October 2021
- Benefit from a Pôle Emploi allowance of less than 2,000 euros net per month
- Be looking for a job, or in training paid by Pôle Emploi, or on sick leave, or on maternity leave.
If you carried out a professional activity in October 2021, the bonus of 100 euros will be paid by the employer.
Announced by the government in the fall, it is aimed at the middle classes, regardless of their status:
- Private sector employees
- Officials
- Scholarship students and students receiving the APL.
- Retirees and seniors receiving the ASPA
- Freelancers and self-employed
- job seekers
- Beneficiaries of minimum social benefits (RSA, AAH, etc.)
The bonus of 100 euros is granted on an individual basis. In other words, the composition of the household is not taken into account to determine eligibility for inflation compensation. Thus, a couple can receive up to 200 euros, ie 100 euros each or only 100 euros if only one of the spouses meets the income conditions (see below). In total, 38 million French people will benefit from the 100 euro inflation check.
But who is affected? To determine eligibility for the inflation allowance, the government has determined a ceiling: are therefore concerned French people who earn less than 2,000 euros net per month – before application of the withholding tax -, regardless of their status and profession. To determine the reference salary, the executive has chosen the month of October 2021. Would you like to know more about the 100 euro bonus? Linternaute.com answers all your questions. Consult our dedicated file now:
The inflation bonus is paid between December 2021 and February 2022. Payment must be made through several channels, depending on the beneficiary’s situation. Here is the payment schedule envisaged by the government:
- End of December 2021: this is the date on which employees received their inflation compensation, directly on their payslip. The employer is responsible for the payment, before being compensated by the State in a second step. The self-employed are also affected by this deadline (the Urssaf then take care of the payment), as are scholarship students (compensated by the Crous).
- End of January 2022 : the State proceeds to the payment of the inflation allowance for civil servants, jobseekers (via Pôle emploi), invalids, students receiving APL and recipients of social minima (via the Family Allowance Fund).
- February 2022 : it is at this deadline that retirees must receive inflation compensation, via their pension fund.
Are you one of the categories of beneficiaries who should have already received the inflation bonus, even before February 2022 for some? Do not panic. We advise you to contact the organization or company that should make the transfer to your bank account. No dedicated inflation bonus number is available on any platform. Don’t know who to contact? Here is a list of preferred contacts below:
For employees: the employer
For students: the Crous
For job seekers: Pôle Emploi
For recipients of social benefits: the CAF
For cross-border workers: the relevant tax office
For farmers: the MSA
For non-agricultural self-employed: Urssaf
Also, some professions still do not know the exact date of payment of the inflation bonus. It should not delay any longer and should take place in February 2022. In particular, 300,000 self-employed entrepreneurs are concerned, whose bank details (RIB) are not known to Urssaf. In this case, Urssaf is supposed to contact the beneficiaries concerned and pay the inflation bonus in the next few days, at the beginning of February 2022. Author artists, beneficiaries of a disability pension and self-employed sailors are also concerned and are awaiting payment of their compensation of 100 euros.
You have the possibility of carrying out a simulation on the site of the government in addition to all the information present on the platform. Let yourself be guided by answering the questions asked.
To be eligible, you must win less than 2,000 euros net per month, i.e. 2,600 euros gross for the month from October 2021, whether you are a civil servant, employee, self-employed or retired. Note: this ceiling of 2,000 euros net corresponds to your remuneration before deduction at source. On the payslip, it will therefore simply be necessary to check the line “net payable before income tax“, above “net payable”.
Please note: if you are on a short contract (excluding temporary work), the payment of the 100 euro bonus is not automatic “if the cumulative working time with the same employer is less than 20 hours”, warns the government in its file of hurry. “It will assume that the beneficiary expressly reports to one of his employers, preferably the one with whom the employment relationship is still ongoing, or failing that the one for which they worked the most hours during the month of October. “. What about other situations? Linternaute.com summarizes them for you:
- For retirees : you receive the minimum old age (ASPA) or the total amount of your pensions (general scheme, supplementary, survivor’s pension, etc.) is less than 2,000 euros net in October 2021. “The assessment of resources will be made on the basis of the amount of basic and supplementary retirement pensions (eg AGIRC-ARRCO), including survivors’ pensions [du mois d’octobre 2021]“, it says.
- For independents: you must have been active in October 2021 and have declared to the Urssaf or the MSA an activity income of less than 2,000 euros net per month “for the year 2020”, it is indicated. “The net income retained is that calculated during the annual declaration of income”, it is recalled. “If the activity is created over the period January-October 2021, this condition will be considered satisfied”.
- For the self-employed : your turnover must be at least equal to 900 euros between January 1, 2021 and September 30, 2021. “This amount must also correspond to an average income of 2,000 euros net per month over the period, which corresponds , taking into account the application of tax deductions according to the nature of their activity, to an average monthly turnover of: €4,000 for craftsmen; €6,897 for traders; €3,030 for the liberal professions”, we complete in the press kit.
- For job seekers : you must not be working and your allowance must be less than 2,000 euros net.