There is a declaration fever in Sweden. In an interview with News24, economist Christina Sahlberg describes several tips and important details the country’s pensioners need to keep track of before it is time to declare.
On March 3, the Swedish Tax Agency began work on sending millions of declarations to Swedish mailboxes.
In 2025, almost 8.4 million Swedes are expected to receive the declaration in their digital mailbox or on paper. Those who await their paper declaration are expected to get it sometime between March 17 and April 15, while they receive their digital mailbox between March 3 and 7.
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Changes affect pension in 2025
2025 is also the year when several changes came into force, which in different ways affect the private economy, especially if one is one of the country’s pensioners.
On January 1, 2025, the basic deduction was increased and the job tax deduction was strengthened. This means that there will be more favorable taxes for pensioners this year.
In addition, there are also opportunities in the declaration, which will soon dip into your mailbox, to wipe out a potential refund.
Read more: Declaration 2025: Important dates to know
Declaration 2025: These three things you should know
Christina Sahlberg Works as a savings economist at Compricer. In an interview with News24 She explains that it is always important to be careful and accurate when declaring.
According to Sahlberg, there are three primary things you as a pensioner should know before you declare:
– Pensioners who are 66 years old at the beginning of the year are entitled to an increased basic deduction, which reduces the taxable income and thus the tax. The size of the deduction varies depending on the income level. For 2025, this deduction has been further increased to provide greater tax relief for the elderly. This is done automatically in your declaration, Sahlberg tells News24 and then adds:
– The reinforced job tax deduction is further increased for those who work.
The third thing Sahlberg believes that you should keep track of reduced taxes.
– The government has introduced tax cuts on pension payments, which means that pensioners may retain more of their pension, she says, adding::
– This reduction is valid from the year you turn 66 and can mean a tax cut of an average of SEK 200 per month. This is also something that is done automatically in the declaration.
Read more: The Swedish Tax Agency’s new rules 2025 – so you are affected
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Tips for pensioners for the declaration 2025
Christina Sahlberg also emphasizes the importance of keeping track of all different parts before signing the declaration, including gathering all income data.
– Make sure you have control over all your income, including pensions from different directions and possible income.
In addition, you should take advantage of the ROT and ROT deduction if you have hired services that are eligible for deductions. If you do, however, it is important to ensure that the information is correctly stated in the declaration.
– Check the tax deduction. If you have several payers of pension, the total tax deduction may be too low, which can lead to withholding tax. Contact Payers to adjust the tax deduction for the coming years if you have received withholding tax this year, she tells News24 and then reminds not to forget to deduct capital losses:
– If you have sold securities with a loss, you may have the right to offset these against winnings if you have your securities in a depot.
Finally, she urges to declare digitally.
– It is much easier to declare digitally and you reduce the risk of mistakes.
Read more: Do not approve the declaration too quickly – can cost you money