A simple mistake during checkout could instantly stop your purchases. But then, what essential element could you have forgotten?
When you arrive at the checkout, various formalities may impact the payment process. In addition to polite measures and good manners with the seller, a detail that is too often overlooked could call your transaction into question. And it is neither your credit card code, nor your identity document, nor your checkbook. Moreover, this small oversight can also have consequences for people who book a stay and who, when paying on site, find themselves obliged to prove their identity.
Indeed, since Covid, online and contactless payments have gained momentum, which is why verification generally goes by the wayside. However, some brands prefer to have their back and, thus, commit to following a precise protocol. You may not know it, but your credit card must be signed if you want to make any payment. In fact, on the back of your payment card, there is a box stating “signature required”.
Although you see little interest in it, it is an obligation and a commitment on your part to respect the conditions of use of your credit card. But above all, when you make a purchase over 1,500 euros with your credit card, Visa or MasterCard, the seller is supposed to ask you to sign the receipt and to ensure that the signature matches the one on the back of your card. . If in his opinion these two prints do not match, the seller is fully authorized to refuse you the transaction.
This action must be carried out when you receive your payment method by post. It is important that your signature is up to date and does not differ from any other. In addition, regularly, the ink tends to fade on the back of your credit card, so make sure that it remains clearly visible and legible, even if it means going over the old signature. A small, harmless gesture that can save you big problems.