Are you looking to invest your money with the aim of reaping significant profits? Here is the sector that will bring you the most, both in the short term and over several years.
What strategy should you adopt for your financial investments in 2024? Experts agree on a specific area, and this one should please you since it does not require any specific expertise while offering you attractive monthly returns. But contrary to what one might think, it is not a question of investing in real estate.
Indeed, if real estate seemed to be on the top step of the podium in terms of financial investments in recent years, it is ultimately a completely different sector that is coming out on top. And for good reason, very often, the French make the bad choice. Studies show that the least profitable investment on the market remains the housing savings plan with an average profitability of 2% per year, followed by the Livret A with 3%, then further, real estate crowdfunding with an annual profitability located at around 7%.
But the investment that takes the lead in the ranking with a brilliant percentage at 8.5% per year is none other than the stock market. Indeed, it would be the most profitable investment in the long term. This is explained by the fact that it is companies which are at the origin of the majority of wealth created and, by becoming a shareholder of these companies, you manage to capture a large part of this wealth. But it’s important to note that the stock market fluctuates constantly. This is why it is possible for you to gain 5,10 or 15% of your investments one year, then lose 5% the following year. However, over 10 or 15 years, you still gain.
So, how do you go about investing in the stock market when you don’t know much about it? The principle consists of bringing your capital to a financial market. Each has its specificities as well as precise indices, notably the CAC40 for France. This brings together a selection of companies listed on this same stock exchange. You will therefore have to buy shares to invest in these companies and hope to obtain attractive returns. To do this, you will need to open a stock savings plan (PEA) or an ordinary securities account (CTO), these are the products that will allow you to manage your stock portfolio.
Furthermore, it is essential to remember that investing your money in the stock market involves risks. While the percentages may be enticing, market volatility means your investments can go up or down quickly. Additionally, the stock market is influenced by many factors, such as the global economy, political events, and even social trends. It is therefore strongly recommended to consult a financial professional before getting started. This will help you target your financial goals and your risk tolerance, which will allow you to build a stock portfolio suited to your situation. It can also help you diversify your investments, thereby reducing the overall risk of your portfolio.