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Thursday, January 4, the Mutualité française announced an inevitable increase in the prices of complementary health insurance by 4.7% (on average) this year 2023, referring to the rise in prices and a catch-up in post-lockdown care.
Healing will cost a little more this year. According to the Mutualité Française, which surveyed 35 mutuals covering 18 million people, contributions will increase by 4.7% on average in 2023. This is more than the increase announced in 2022 (+ 3.4%) which stood out already from previous years (+ 2.6% in 2021, + 2.4% in 2020).
A “catch-up care” in question
According to the Mutualité press release, this rebound is justified in 2023 by “reimbursements up sharply” for two years (10% more compared to 2019, i.e. an additional 49 euros per contributor). A phenomenon of catching up in post-lockdown care and a rise in power of 100% health which has boosted in particular sales of glasses, dental care and hearing aids for the less privileged are also at the origin of this increase.
An increase that primarily affects assets
In detail, this price increase will affect working people more than retirees: in fact, it is the so-called “collective” contracts (of companies or professional branches) which will increase the most with an average of 5.7%, while that the contributions of individual contracts will increase by 4.1%. Despite a substantial increase in tariffs, the Mutualité française stresses, however, that the increase in mutual insurance contributions remains, despite everything, lower than inflation, which reached 5.9% last year.