A change that will make life easier for future retirees has come into force recently.
Going to retirement before the minimum age: a sweet dream caressed by all French people, all the more since it is now compulsory to wait more than 62 years to leave the world of work. If the rules could again evolve in a few weeks, a first change has recently come into force. Good news: it is to the advantage of assets who wish to end their professional activity a little earlier than expected.
Very few French people know that they are entitled, but it is possible to take, in part, retirement two years in advance, employees as civil servants. But only less than 30,000 people had done so at the end of 2023, according to the latest retirement insurance figures. The administrative procedures to be taken rebuilt. They have now been simplified.
Currently, depending on the year of birth, leaving the world of work can be done between 60 and 62 years, thanks to the gradual retirement system. This is simply less working and starting to be retired. The salary therefore decreases and the decline is partly offset by the payment of a small pension by the pension funds.
However, to benefit from it, many papers had to be filled and sent to each pension fund to which the employee had contributed: CNAV, AGIRC-ARCO, RAFP etc … with, most of the time, twice the same elements to send to two different funds. This whole paperwork is now over.
Since February 20, a single form must be completed by the applicant for progressive retirement. This is online, on the info-retitraite.fr site. By connecting to your account, then clicking on the “My Procedures” tab, the “Request my progressive retirement” button appears. According to information on your career, a simulator indicates directly if the person is eligible for the device. If yes, you just have to be guided and provide the requested elements, in digital version.
Once the file is completed, it is sent to all the pension funds to which the future retiree is attached. No more duplicates. The advancement of the study of the file is displayed on this same platform. Better to anticipate: organizations recommend that it to request gradual retirement four to five months upstream before they can benefit from it. A simplification which could allow much more French to make a gentle transition between the world of work and the life of retiree.