Today BRSA officially announced. FUPS Bank, Ziraat Dynamic Bank and Colendi Bankreceived a digital banking operating permit.
The statements made by the Banking Regulation and Supervision Agency on this subject were as follows: “As a result of the examination of the letter dated 23.10.2024 and numbered E-20008792-101.01.01- 133621 and its annexes at the Board’s meeting dated 31.10.2024; As a result of the evaluation made within the scope of Article 10 of the Banking Law No. 5411, Article 7 of the Regulation on Banks’ Transactions Subject to Permission and Indirect Shareholding, and the Regulation on the Operating Principles and Service Model Banking of Digital Banks, It has been decided to grant an operating permit to FUPS Bank A.Ş., which was granted establishment permission in accordance with the Board’s Decision dated 28.09.2022 and numbered 10347 and its Decision dated 02.11.2023 and numbered 10715.”
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“As a result of the examination of the letter dated 23.10.2024 and numbered E-20008792-101.01.01- 133592 and its annexes at the Board’s meeting dated 31.10.2024; As a result of the evaluation made within the scope of Article 10 of the Banking Law No. 5411, Article 7 of the Regulation on Banks’ Transactions Subject to Permission and Indirect Shareholding, and the Regulation on the Operating Principles of Digital Banks and Service Model Banking, It has been decided to grant an operating permit to Ziraat Demokrat Bankası A.Ş., whose establishment permission was granted by the Board’s decision dated 23.03.2023 and numbered 10542.”
“As a result of the review of the letter dated 31.10.2024 and numbered E-32521522-101.01.01- 134327 and its annexes at the Board’s meeting dated 31.10.2024; As a result of the evaluation made within the scope of Article 10 of the Banking Law No. 5411, Article 7 of the Regulation on Banks’ Transactions Subject to Permission and Indirect Shareholding, and the Regulation on the Operating Principles of Digital Banks and Service Model Banking, It has been decided to grant an operating permit to Colendi Bank A.Ş., whose establishment permit was granted by the Board’s Decision dated 03.08.2023 and numbered 10639.”
Colendi Bank additionally stated the following on the subject: “At a time when digital banking is redefining the boundaries of the financial sector, ColendiBank, a subsidiary of Colendi, one of the world’s fastest growing financial technology companies, received operating permission from the BRSA as Turkey’s first artificial intelligence-based born digital deposit bank. ColendiBank, which received the establishment permit from the BRSA in August 2023, set out with the aim of becoming the leader of the new generation banking in Turkey by obtaining the operating permit following the operating permit audit process carried out by the BRSA.
With the decision of BRSA dated 31 October 2024 and numbered 10997, within the scope of Article 10 of the Banking Law No. 5411, Article 7 of the regulation on Banks’ Transactions Subject to Permission and Indirect Share Ownership, and the Regulation on the Operating Principles of Digital Banks and Service Model Banking. As a result of the evaluation, ColendiBank digital deposit bank was allowed to operate.”