Renovating yourself can be both a fun project and gentle on the wallet. It can also make your home feel more personal. But there are several risks that can cost you dearly if you choose to renovate your home on your own.
Therefore, you must check your insurance before renovating
Many people have home insurance with mud that covers unexpected costs, such as when you accidentally put your glasses on.
But how much does your insurance cover for a renovation?
In a new survey commissioned by Gjensidige Försäkring, a quarter of the Swedish people have no idea whether their home insurance covers damages that may occur due to a renovation, which Today’s PS was the first to report on.
If your insurance does not cover renovations, a small mistake can cost you dearly.
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The renovations that can cost you dearly
There are mainly two types of renovations that you should leave to professionals who are trained and work with renovations, they are wet areas and electrical installations.
Today’s PS writes that wet areas are one of the most expensive areas to renovate if something goes wrong, and the sum can amount to several hundreds of thousands of kroner.
– Here it is important that the work is carried out correctly and professionally. In some cases, it is also required that it is an authorized person who has carried out the work in order for the insurance to cover if something goes wrong, says Markus Ljungbladhead of claims at Gjensidige Försäkring, to the newspaper.
The same applies to electrical installations.
– Here it is important to think about your safety and not just possible damage costs for which you will not be able to be compensated. Even if you as a private person can buy the material yourself, it is not at all certain that you will be allowed to install it yourself, says Ljungblad.
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