According to Karin Radstaak, spokesperson at Nibud, it is important that young people grow up without financial stress. “If you enter the labor market and you are already behind, that is a very bad start.” That is why she believes it is important that parents and educational institutions start financial education at an early age. “Because with financial stress you are not able to make good decisions.” According to Radstaak, it is important that young people learn, for example, how to file their tax returns and what the consequences are of paying afterwards. “Because if you don’t have the money now, you probably won’t have it in 30 days either.”