(Finance) – Banco di Sardegna (group Bper) closed the 2024 with a gross profit equal to 305.9 million euros (197.8 million in 2023). This is an in -line data on an ordinary basis with 2023 and positively influenced by the capital gain of 105.7 million euros for the sale of the participation in the Bibanca. THE’net profitafter having served for 66.6 million taxes, amounts to 239.3 million euros (140.5 million in 2023).
“Exercise 2024, net of the capital gain deriving from the transfer of participation in the Bibanca, is confirmed in continuity with the excellent results of 2023 and constitutes the basis to continue the path of sustainable growth undertaken in recent years”, commented on the President Gianfranco Farre.
“The real profit of a net of 239 million corresponds to a significant strengthening of the property solidity and the improvement of the efficiency indicators: on the front of the credit quality, the sufferings were almost zeroed and reached a NPE gross and net ratio respectively of 1.91%and 0.96%, among the lowest in the system – he added – the operational cost -income stood at 46.3%, CET1 went up to 28%.
There overall collection It rises to 19.7 billion (+7.1% on December 2023), with the direct collection from customers to 12.1 billion (+1.2%) and the indirect to 7.6 billion (+18.1% ).
THE Net loans to customers 7.1 billion, growing by 2.2% a/a. The new disbursements to businesses and families have almost reached 900 million and compensated for 690 million deadlines; The strong support for families for the purchase of the first home is confirmed, with new disbursements for 530 million.
The board has appointed Mauro male new general manager of the bank. Male happens to Giuseppe Cuccurese, current general manager and councilor, who will retire after almost 13 years of service.