(Finance) – Banco di Desio and Brianza closed the 2024 with a profit in the period equal to 125.5 million euros, Yoy increases by 16.1% on ordinary performance and decreasing -47.8%, also taking into account the extraordinary posts detected at 31 December 2023 for 129.1 million euros. In particular, the 2023 result was affected by the non -recurring positive effects deriving from the acquisition of the group branches of the group Bper With the detection of the gross provisional Badwill of 66.1 million euros, resulting from the Purchase Price Allocation (PPA) process and from the sale to Worldline Italy of the company branch relating to the activity of Mercant Acquiring with the detection of a capital gain of 98.1 million euros, gross of taxes.
The revenue items characteristics of the operational management record an increase of approximately 44.7 million euros (+7.7%) compared to the comparison period, certifying 625.8 million euros. The trend is mainly attributable to the growth of margin of interest For 23 million (+6.4%), of Net commissions For 14.8 million (+7.1%), of the net result of financial assets and liabilities of 7.0 million (+56.3%), partially compensated by the content of the decrease of the other proceeds and management charges for 0, 2 million (-5.3%).
The value of Employees to customers ordinary as of 31 December 2024 stands at around 12 billion euros, increasing compared to the previous year (+3.3%). At 31 December 2024 the overall financial activities of the group were equal to 4.3 billion euros, an increase of 8.4% compared to the final for 2023.
The Total of the customer administered masses It stands at approximately 38.3 billion euros, increasing compared to the end -of -year balance 2023 (+10.2%), attributable to the trend of the indirect collection (+12.3%) and the direct one (+7, 5%). There Direct collection It amounts to around 15.8 billion euros and highlights a 7.5% increase that is reported from the growth of debts to customers of about 0.8 billion (+6.4%) and the securities in circulation (+13.3% ). There indirect collection recorded a balance of 22.5 billion euros (+12.3%).
There distribution structure At the reference date it consists of 281 branches (compared to the final for the end of the year equal to 280), 46 financial stores open with insignia of the subsidiary Fides and 21 financial stores open with Dynamica sign. The employee of the Group is at 2,535 employees, with an increase of 144 resources compared to the final for the previous year. These increases can be attributable to the entry of employees found by the acquisition of the control of the Dynamic financial group and the company branch from Banca Popolare Puglia and Basilicata.
The Board of Directors intends to propose the destination of the net profit to the ordinary assembly to shareholders for 60.5 million euros maximum. Increase of pay out 50% with CET1 at 17.08% and TCR at 17.83%.