PREMIUM BAC. Some banking establishments pay a bonus to graduates who have obtained a distinction.
Some banking establishments congratulate new baccalaureate holders: they offer rewards, sometimes reaching more than 100 euros. Be careful, keep in mind that to benefit from it you must open a bank account or a savings account with the same bank. Which establishments are concerned? We take stock.
Crédit Agricole is made up of several regional banks. Credit Agricole Lorraine was arguably one of the most generous banks last year. If you opened a first bank account in his establishment and had obtained a very good grade in the bac, you could then benefit from a bonus of 250 euros! With a good mention, you were entitled to a bonus of 100 euros. The good enough mention allowed you to benefit from a small sum of 50 euros. This bonus was reserved exclusively for the first 1,000 account openings. And in 2021? Crédit Agricole Lorraine has opted for an offer in the form of a gift voucher (50 euros in Kadéos check, valid from July 6 to September 30).
The Caisse d’Epargne is also made up of several regional entities. The Grand Est fund does not, strictly speaking, offer a bac premium, but an offer with different Youth packages, for its clients aged 18 to 28, “according to your daily needs”.
BNP Paribas offers an offer equivalent to that of Société Générale. The premium was 80 euros for all baccalaureate holders, regardless of the graduate’s success, for any opening of a bank account. “The € 80 will be paid within 3 months of the opening date of your deposit account,” read the dedicated page of BNP Paribas last year. “In the absence of proof of obtaining the baccalaureate, the premium of € 80 will not be granted and the standard Esprit Libre rate will be applied in accordance with the Guide to conditions and rates for individuals available in branches “.
Last year, the CIC bank was not to renew its bonus operation for the bac. On the other hand, it was to grant a support bonus to students who had taken out a loan. This boost amounted to 150 euros. In 2021, good news, CIC is renewing its premium: 40 euros for a Fairly good mention, 80 euros for a Good mention and 160 euros for a Very good mention.
To benefit from it, you will have to open a savings account within the banking establishment. “Offer reserved for laureates of BAC 2021 from France having obtained an Assez Bien, Bien or Très Bien mention, valid until 09/30/2021 on presentation of the transcript “, we can read on the site.” Only one offer per winner. The sums will be paid into a savings account CIC open or to be opened in the name of the winner. See conditions in agency or on cic.fr “.
Strictly speaking, there is no baccalaureate premium. On the other hand, regardless of your success in the baccalaureate exam, you can have a gratuity of 80 euros, when opening a bank account from the Sobrio offer, which includes an account, a card and insurance or Jazz.
Is there a bonus at the Banque Populaire?
Like Crédit Agricole, Banque Populaire is made up of several regional entities. At the Banque Populaire Alsace Lorraine Champagne for example, a welcome offer last year provided for the payment of a bonus depending on the grade obtained: Admitted (15 euros), Fairly good (25 euros), Good (50 euros) and Very good (100 euros).
To obtain a bonus for the bac, you must also turn to your municipality, region or department! Aid is in fact paid by certain local authorities. TO Montrouge for example, a subsidy of 800 euros is provided for high-grade graduates and 400 euros for high-grade graduates. This assistance can be used to acquire computer equipment, take a language study trip, pay your registration fees for higher education or even finance your driving license.
TO Drancy, aid of 50 euros is provided for baccalaureate graduates who have obtained the mention good enough, 100 euros for the mention good and 150 euros for the mention very good. The city of Nice offers 150 euros for the most deserving high school graduates.
The Southern region grants a gratuity of 400 euros for non-scholarship holders and a scholarship of 400 euros for three years to scholarship holders. For the Pays de la Loire region, the aid amounts to 200 euros for non-scholarship holders and 400 euros for scholarship holders.
The Île-de-France Region is renewing the merit aid of 1,000 euros for the sixth year. It concerns high school graduates from Ile-de-France who obtained a very good grade in the 2021 bac, whose families have low incomes, who benefit from the student grant and who continue their studies in Île-de-France. “Once these conditions are met, there is nothing to do,” explains the region’s dedicated page. “The Region will pay eligible students, through the intermediary of the Crous de Paris, the regional scholarship in the amount of 1,000 euros during the 2021-2022 academic year”.