Several roads in Sweden have been affected by the snow chaos. This week, hundreds of cars and trucks were stuck in traffic on the E22 in Skåne. If you have been affected by the snow chaos, compensation is available in the form of insurance, he says Robert Nordstrom for The evening paper.
Café along the E22 gave away buns and bread during the snow chaos
You should not hesitate to report
Nordström, who is product manager at the insurance advisors Söderberg & Partners, says that several insurance policies may be relevant; including car insurance, home insurance and accident insurance. He also points out that one should not hesitate to report.
– I absolutely think that you should report if you only suspect that you have an insurance case and then the insurance companies should hold you in the hand, says Nordström to Aftonbladet.
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What can car insurance do?
With the so-called assistance supplement in the car insurance, you have the right to have the car towed in the event of a breakdown, i.e. if the car runs out of fuel. Even the journey to go and pick up the car can be reimbursed if the cost is considered reasonable. These costs are called travel costs, collection costs or additional costs depending on the insurance company.
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What can home insurance do?
The lawyer Sofia Ulriksson who is an expert in vehicle and vehicle insurance, tells Aftonbladet that car insurance can provide travel start protection in home insurance. If you miss your departure from an airport, train station or port due to unforeseen events, you can get compensation.
– Snowy weather is such a thing that you can get compensation for. Absolutely no one can expect to sit in a car queue for eleven hours, says Ulriksson with reference to the queues that arose on the E22.
– When you find yourself in these situations, you should not hesitate to have a dialogue with the insurance company and explain what extra costs you have suffered and what the situation looks like, Ulriksson told Aftonbladet.
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