Guus’ website does not provide advice, only insight. With a few clicks on the website, you can see what the current student debt is and look at other options. What happens if the interest rate increases – because it is only fixed for five years. Or what are the consequences if you postpone the repayment for a while, or if you repay extra quickly? Guus Smit: “It was created so that people can make these kinds of financial choices in a well-considered manner.”