Many French people will receive a banking document linked to their future declaration of income. It should be kept preciously.
We will have to check your emails and, for some, your mailbox in a few days. If they send less and less mail and the transmission of documents is done almost exclusively by digital, banks continue to send important information to their customers. This is particularly the case for the letter currently prepared -or already shipped for some -, intended for 16 million French people.
This document, of which you will be warned of the arrival by e-mail, must be preciously viewed and kept because it concerns your future declaration of income, to be made at taxes in a few weeks. Société Générale has already sent it to its customers and the other banks should follow shortly.
In the “Documents” section of your online bank account -Ou in the mailbox, you may have received a paper entitled “Unique tax print” (IFU). He summarizes the interests received in 2024 on savings booklets and financial investments which are subject to income tax. The total is indicated in box 2Tr. In addition, the amount to be paid (or already paid automatically) to the taxman is also mentioned in the 2CK box.
Life insurance, retirement savings plans (PER), equity savings plans (PEA) are concerned, certain PEL and CEL or even shares or shares held in companies. The IFU mentions neither the booklet A, nor the young booklet, nor the LEP, nor the LDD, because these savings booklets are not the subject of any taxation.
Be careful however: the single tax print is sent bank by bank. Thus, if you have a PEL in a bank, a PER in another and life insurance elsewhere, you will receive this document three times with the elements specific to each establishment. It will then be up to you to add up the amounts to ensure that your income tax return has been properly pre-filled.
Generally, the transmission of elements between banks and the tax administration is not tainted with error, but it is still preferable to check the sums inscribed in the adequate boxes.