Many French people have lost the reflex to withdraw cash. This could however save them in several situations.
With the rise of contactless payments and banking applications, the liquid has lost its sparkle, even if half of the transaction is still carried out in this way. In addition, the simple gesture to withdraw a note of 50 euros is always very useful. And allows you to deal with certain embarrassing situations.
Remove a 50 euros ticket and keeping it in your wallet may seem trivial. But this piece of paper allows you to constantly visualize and recall the value of money. Unlike card or via smartphone payments, where transactions are made with a click, a ticket offers a physical relationship to expenditure. Using it visually reduces the budget and pushes to think more at its expense. But that is not the main utility.
Species are mainly practical for adjusting small transactions, such as buying a baguette or coffee. Many shops require a minimum amount to pay in a bank card, especially on the bakery. Thus, some are forced to spend more than expected to reach the minimum and leave with much more than the simple wand noted on the list at the start.
In addition, certain events, such as garage sales, markets or itinerant stands, often require cash payments, because electronic means are sometimes absent, especially during transactions between individuals.
In addition, money is very useful in unforeseen situations, such as a power failure or a technical problem in a merchant, preventing the use of electronic means of payment. Bothering to meet without the penny at the time of the checkout.
Finally, cash transactions offer a level of confidentiality that electronic payments do not allow. They leave no digital trace, neither at the seller, nor to his bank account. What to be free without worrying about a possible justification.