This letter concerning retirement must be read carefully to avoid a unpleasant surprise.
Going back to retirement is not an easy task. If the moment is expected by many, its preparation is just as feared. It must be said that the file to be completed to simulate and then touching your pensions is thick, with many documents to provide. This can quickly turn to the headache or even to anxiety if you do it too late, with a risk of lack of income if everything is not completed on time.
The National Viabling Insurance Fund (CNAV), just like the complementary funds (Agirc-Arco, Rafp, Ircantec, etc.), accompany future retirees but, often, the latter face an administrative ping-pong complex. This is particularly the case for seniors who are unemployed.
Thus, many unemployed will soon receive a new document, essential for their retirement file. He will invite future retirees to check the digital form “I complete my career and declare my children”. Once validated, this makes it possible to establish a career regularization certificate (ARC). This is a very important document when you are unemployed because the arc allows France work to know if you can still affect your unemployment rights or if the payment of allowances must stop because you can leave retired
This reminder will be sent differentiated. First of all to unemployed women, as soon as they have reached 55 years. They will be sent to them very upstream of retirement so that they ensure that the quarters corresponding to their maternity leave have been taken into account. The opposite case, they will have to take steps to assert them.
For the rest, when you are unemployed, this letter calling to check online all the elements related to your career will arrive in mailboxes 15 months before retirement. Thus, between February and June 2025 for example, it is the people who will be able to retire between May and September 2026 will receive it.
Once the digital form has been checked, pension insurance will send a career regularization certificate within four months to the insured, to France Work as well as to UNEDIC. This document will indicate the official retirement age and the amount of the retirement pension.
Those who do not respond to it will receive a new mail seven months before their retirement date, inviting them to provide as quickly as possible the certificate of career regularization, at the risk of not receiving a pension.