While the debates on pension reform have taken over, a generation cannot be affected by a possible change.
It was the big announcement of the start of the school year: the pension reform, which entered into force against all odds in 2023, is “restarting”. A police term which concretely means new discussions on retirement conditions. While the current provisions provide for that an employee or an official can only retire 64, from 2027, union and employer organizations are recovering around the table.
For both parties, the objective is to adjust these rules. Will unions manage to be heard on the return to 62 years? Nothing is less certain. Negotiations promise to be complex and common ground on a drop in the starting age seems to be a mirage. Furthermore, even if an agreement was to be found, a generation would necessarily be injured, as announced by the director of the National Assistant Caisse-Vieillese (CNAV).
If pension preparation is a work of several months for employees, it is also a complex operation for all organizations that pay pensions, basic as complementary. A change decided by policies must thus result in the computer tools of the various cases. However, this upheaval can take several months to ensure that everything is in working order.
“Changing the management rules is a minimum ticket to almost six months,” said Renaud Villard on Franceinfo January 15. Thus, between the current discussions then, if agreement there is, the debates in the National Assembly and in the Senate on these changes, followed by a possible vote, it is not before the end of the year that changes may come into force.
With the time to implement new rules, this would even reject 1er January 2027 The application of new provisions. Thus, Renaud Villard warned: “The generation which can be impacted by this conclave is the generation born in 1964 that would start to leave on January 1, 2027.” The French born in 1963 would therefore remain, anywhere, concerned by the current provisions. To go at full rate, they will only have to leave the world of work until 62 years and 9 months, in 2026.
According to the latest retractor insurance statistics, around 700,000 people are excluded from a possible new pension reform. This remains subject to a possible union and political agreement in the coming months.