This is how high the interest rate will be in 2025 – according to the banks

Nordea: Our forecast is that the key interest rate will be lowered by 0.25 percentage points in January and by the same amount in May down to 2 percent, but it is not possible to rule out a further reduction and that the interest rate bottoms out at 1.75 percent.

Handelsbanken: We expect the Riksbank to lower the interest rate by 0.25 percentage points in January to 2.25 percent. Then you are done for this time.

SBAB: We believe that the policy rate will land at 2 percent by the summer. It is an interest rate you can count on in the long term as well.

Swedbank: Our assessment is that the Riksbank will lower the policy rate to 1.75 percent in June this year, with reductions of 0.25 percentage points in January, March and June.

County insurances: We expect several reductions in the first half of 2025 and believe that it needs to come down to 1.50 percent by summer.

SEB: We believe that the Riksbank will lower the interest rate twice more this year by 0.25 percentage points on each occasion down to 2 percent.

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