Home buyers in Utrecht and Nieuwegein have to pay the furthest above the asking price, with 12.8 and 11.9 percent. This means they keep Amsterdam (9.1 percent) behind them. There are also municipalities where overbidding is less the norm, such as Terneuzen in Zeeland and Hoeksche Waard in South Holland. In those municipalities, an average of 0.2 percent is outbid.