Swedbank and Sparbankerna predict that households in Sweden will have a greater chance of saving this year compared to 2023. Lower mortgage interest rates and higher incomes seem to stretch the wallet.
“After two years of economic steel bath, households appear to be moving towards brighter times. Not least if inflation lands at 1.9 percent in December and mortgage interest rates at 3.65 percent, which is our forecast,” says Arturo ArquezSwedbank and Sparbankerna’s private economist, in a press release.
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Arturo Arques is Swedbank’s and Sparbankerna’s private economist. Photo: Vilhelm Stokstad/TT They can be the winners and the losers
The biggest winners going forward are, according to the report, small house owners in Stockholm. For some, it can be over SEK 7,000 more per month.
The losers are instead households that live in rental properties.
“They normally have smaller margins and cannot benefit from possible interest rate cuts in the same way as single-family home owners and condominium owners,” says Arturo Arques further.
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