The pension reform confirmed the lowering of the legal retirement age to 64 years. But how to determine the exact age of his departure according to his year of birth, and the quarters contributed? A simulator does the work for you.
[Mis à jour le 12 janvier 2022 à 15h46] After the announcement of the pension reform on Tuesday, January 10 by Prime Minister Elisabeth Borne, the info-retraite.fr portal has made available to everyone, online, a simulator allowing you to calculate your new retirement age. , and the associated required number of terms. As a reminder, the starting age has been gradually pushed back to 64, at the rate of three months per year. The contribution period increases to 43 years and 172 quarters. However, it is sometimes difficult to know exactly your retirement age with the new pension reform. Have you contributed enough? Does your job fall within the hardship criteria? Did you work before you were 20? To answer all these questions, go to this simulator. Take the test!
This simulator available to everyone allows in less than a minute to obtain the main information on your retirement, according to the new criteria relating to the reform presented on Tuesday, January 10:
- retirement age
- The number of terms required
The process is very simple. You must first go to the simulator page by clicking here. You will then land on the home page below:
The simulator first asks you a first question: “are you retired”? If the answer is “no”, you are then asked to say a little more about your situation. You must then enter year and month of birth. Then, to help the simulator determine if you benefit from a special regime, you have the choice between different professions.
- Private sector employee
- agricultural worker
- Self employed
- Liberal profession
- Official
- Assured of the religious regime
Where
Special Regime Agent
Where
Active category civil servant
Where
Military
Once you have made your choice, click on “validate the information”. You are now at the last step, and the choice of your quarters contributed before your 20th birthday, or not. Four choices are available to you to complete your profile:
- At least 4 or 5 trimesters before age 16
- At least 4 or 5 trimesters before age 16
- At least 4 or 5 trimesters before age 16
- I’m not in any of these situations
It’s time for the verdict. The simulator then announces your new legal retirement age, and the number of quarters required to benefit from a full pension. For example, for an employee in the private sector, born in August 1974, and having contributed at least 4 or 5 quarters before the age of 20: the early departure system for a long career is maintained and reinforced under certain conditions. This employee can leave at the earliest at age 62 provided he has contributed 172 quarters. Finally, certain “similar quarters” can be taken into account in this calculation (maternity, unemployment benefit within the limit of 4 quarters for example).