The pension reform confirmed the lowering of the legal retirement age to 64 years. But how to determine the exact age of his departure according to his year of birth, and the quarters contributed? A simulator does the work for you.
[Mis à jour le 11 janvier 2022 à 14h56] The verdict fell this Tuesday, January 10 during the presentation of the pension reform by Prime Minister Elisabeth Borne, the legal age of departure is pushed back from 62 to 64 years. It will therefore be necessary to work one more quarter per year to achieve this objective by 2030. The contribution period also increases to 43 years and 172 quarters. However, it is sometimes difficult to know exactly your retirement age with the new pension reform. Have you contributed enough? Does your job fall within the hardship criteria? Did you work before you were 20? To answer all these questions, a simulator made available by service.info-retraite.fr is available online. A device that quickly fell victim to its success, overwhelmed with requests this Wednesday, January 11, until it was completely saturated. However, everything returned to normal at the beginning of the afternoon. So you can take two minutes of your time and take the test.
The process is very simple. You must first go to the simulator page by clicking here. The simulator then asks you a series of questions to determine your future retirement age. First, “are you retired”? Then, and in the event of a negative response only, you are required to provide information on your professional activity, your year and month of birth. Finally, the number of quarters contributed before your 20th birthday, or not if you started working later. Then, the simulator gives your legal starting age and the contribution period.
For example, for an employee in the private sector, born in August 1974, and having contributed at least 4 or 5 quarters before the age of 20: the early departure system for a long career is maintained and reinforced under certain conditions. This employee can leave at the earliest at age 62 provided he has contributed 172 quarters. Finally, certain “similar quarters” can be taken into account in this calculation (maternity, unemployment benefit within the limit of 4 quarters for example).