It is a fact. Since its creation in 1818, the Livret A now earns very little. Between February 1, 2020 and February 1, 2022, the French preferred placement rate was frozen at 0.5%, against 0.75% previously. Since February 1, 2022, it has been reassessed to reach the level of inflation, which is galloping with the economic recovery.
By way of comparison, it exceeded 8% in 1981. In 2008 it was still between 3 and 4%. As a reminder, the rate is set by the Ministry of the Economy, on the recommendation of the Banque de France, according to a mathematical calculation. The latter takes into account interest rates and the level of inflation.