Your term is approaching and between the purchase of childcare equipment, nappies or even clothes, you fear not being able to stick to your budget! Our tips for saving money.
[Mise à jour du 4 mai 2022]. Baby’s birth is expensive for parents, who have to plan an additional budget which they were not used to until then. Some childcare articles such as the stroller, the cot, the car seat, and many other products are essential to welcome your newborn baby. But, good news, tips can reduce the bill, without depriving you.
1 – Know your rights
Parents benefit from state aid such as the Paje (young child care benefit). This financial assistance adapted to your situation will allow you to face the first purchases related to the arrival of baby. You will thus be able to receive a basic allowance and a birth grant. To qualify, do not forget to send your declaration to the Caf at the end of the 14th week of pregnancy. Find out more from the Caf to find out more about your rights, but also from your mutual insurance company. This will allow you to better adapt the guarantees of your complementary health insurance according to your needs and those of your child.
2 – Childcare and clothing: we recover!
The purchase of childcare equipment represents the largest budget when it comes to a first child. Especially since at birth, certain items are essential. Ask your relatives: does your sister or cousin have a stroller or a car seat that she no longer uses? The cot has become too small for his son? Ask him to lend it to you or resell it to you at a low price. In short, collect as many childcare items as possible around you, because you will have more confidence in the people you know about the good condition of the equipment. Same thing for clothes. Newborns don’t really have time to enjoy them, so might as well be carried from family to family.
3 – Plan a birth list
Your loved ones ask you what you would like to receive as a birth gift? Take the opportunity to create a birth list, with several items for all budgets. Then select the products that you will really need, other than the bodysuits and comforters that you will certainly receive in duplicate, even in triplicate at the maternity ward.
4 – Avoid buying unnecessary products
They would have us believe that baby monitors connected to our smartphone are essential for the safety of the newborn, but they are mainly used to reassure stressed parents. In addition, if you are limited in terms of budget, ask yourself the right questions. Do you really need a bottle warmer, a diaper pail or an ultra-sophisticated nightlight? Conversely, trust the products that seem essential to you after childbirth, when you return home:
5 – Anticipate with the sales!
Depending on the term of your delivery, take advantage of sales to buy what you need. This may be the opportunity to stock up on promotional bodysuits, coats and warm pajamas that will be very useful for the coming winter and even to make the rest of the purchases you need for the bedroom. of baby or the decoration of the house.
6 – Get DIY
Are you a bit creative? Take advantage of your pregnancy to decorate your baby’s room yourself. With three times nothing, you can completely create a cuddly toy, a photo frame, or even a pretty fresco above your bed… And if you like knitting, why not prepare a nice handmade kit for baby?
7 – Organize a baby shower
Certainly, this is not the purpose of the baby shower, but by organizing a small party between girlfriends while expecting baby, it is also an opportunity to receive some birth gifts, which will be very useful to you at birth.